Best Foreign Currency Rates
Where to Find Them for Your Next Summer Holiday

You need money for EVERYTHING when you jet off on holiday. From your breakfast, your activities, to a nice glass of wine, a tour, to knick knacks to bring home to your jealous family members or friends you left behind. Unfortunately, when it comes to going on holiday, one of the biggest stressors is buying foreign money. You need to have money, you need to have it fast and you want to be able to freely access your funds where ever you are. You really want the best foreign currency rates available and make your money stretch whilst on holiday.

What about Using Your Credit/ Debit Card on Holiday?

If you use your bank cards at the ATM's in your holiday destination, you can end up with a nasty surprise when you return home and receive your debit/ credit card bill! Using your bank card accrues steep fees and charges by the time you return home. It's almost criminal how much banks charge you to simply get access to your OWN money!

Some banks will charge a fixed fee to withdraw cash from your account overseas, however other banks will insist on a percentage of each withdrawal. As you can imagine that gets very pricey depending on how much you're taking out! Several of these cards have hidden charges:

• Cash withdrawal fees on both debit and credit cards
• Some penalise you every time you spend
• Interest charges, even if you pay off in full
• Using a wide spread on the exchange rate

Don't get me wrong. Not all debit cards charge a fee but if you do insist on using your plastic abroad, do read the small print with regards to using your card overseas. Another good reason to order foreign currency online. But more on this later...

Meet the new type of Plastic - Prepaid Cards

Prepaid cards are the alternative way to spend abroad. You load money on to a card and this can be used at online merchants and retailers.

Advantages are:

• Safety - If you lose your prepaid card, your provider will cancel your lost or stolen card and replace it
• Can use the prepaid card worldwide
• Some providers will offer 0% exchange fees
• Good for emergencies

Disadvantages are:

• Being a new trend, the market is not that competitive. Hence heavy fees
• Fees range from charges for top-ups, card application fees and ATM overseas withdrawal fees
• Challenges with topping up overseas

What about Buying Currency at the Airport?

You can also opt to buy your currency at the airport, but the rates are always hideous. Pre-booking does guarantee a slightly better rate, but not much.

What about Travellers Cheques?

A real favourite from the past is the traveller cheque.

Advantages are:

• One of the most secure methods of carrying money abroad
• Good for emergencies

Disadvantages are:

• Expenses can stack up with commission and exchange rates

So, what is the Easiest, Securest and Guarantees the Best Foreign Currency Rates?

So it's safe to say, you need foreign cash and you need it organised before you arrive at your holiday destination. You're going to need that money as soon as you touch down and for the duration of the trip.

One safe and easy way to obtain the cash funds you need to make your holiday effortlessly enjoyable is order foreign currency online. By pre-purchasing your foreign currency online you will save on bank fees, hidden charges and get a great conversion rate. Plus you can select to have it delivered or simply pick up the cash at your local branch.

There are a few different sites that offer these types of services but one of the most reputable and flexible is Money Supermarket. Money Supermarket caters to personal and business clients all over the world and scans all the main online bureaux de change. It simply compares ALL the major FX providers, incorporating commission charges and rates and presents the information in a neat table. Even Peter Jones from Dragons Den swears by it: - )

Basically Here's How it Works...

1. You visit Money Supermarket by clicking here

2. Review the best buys table, comparing the best:

• Foreign currency commissions
• Best foreign currency rates options
• Delivery Options
• Home Delivery Fees
• Commission Free Buy Back

3. Go to the best buy providers website by clicking, 'Go To Site' under the Apply column

4. Then simply enter your details and you're done!

It's almost sounds to good to be true right? But it's not! Thousands (if not millions) of happy Money Supermarket customers have used these services to make their foreign currency stresses fade away.

If you want to ease into your next adventure without the worry of where or how you're going to fund your trip then I definitely recommend Money Supermarket. Where you'll find a vast selection of the best foreign currency rates before you leave on holiday!